We know that wearing a third piece creates the most flattering look of all, but this becomes a real challenge in summer. I have found that a vest or a very light-weight cardigan or kimono will serve the purpose.
The red knit vest is old. I have been wearing the Simple Comfort Covered Perfectly tops for years. They look super under all my vests in summer and under everything else the rest of the year. They are long enough to belt, have smooth, sleek lines and a flattering neckline, so they are perfect for layering without adding any bulk. You can see all the colors of the Simple Comfort top here. When you buy two, a third top is free at Covered Perfectly!
The “Lize” straight-leg pants are by Lior Paris from My Fair Lady. The I.N.C. Kivah sandals are here. The French Kande necklace is here and here. I switched the pendants so that the strand would include only neutral gray/white gemstones.
A feather-weight duster can also provide the third layer without becoming too hot.
The earrings are from Stein Mart. The belt from a few years ago, and the tank is from Chico’s. The shoes are by Ralph Lauren. The straight leg pull-on jeans have a wide, smooth waistband, and they are by Liverpool Jeans Company.